About us

Built by people who know the trades, for solar contractors.

Solar Contractor Insurance is the solar-focused division of Contractors Choice Agency — founded in 2005 by Josh Cotner, who knows exactly what happens when a rooftop penetration leak, a panel theft, or a production shortfall E&O claim arrives without the right coverage.

A solar contractor on a rooftop solar installation
  • Licensed in all 50 states
  • Founded 2005 — 20+ years
  • Solar contractor specialists
  • 15-minute quote turnaround
  • 2-hour claims response
  • A.M. Best A+ carrier partners
Our story

From the jobsite to the agency.

Josh Cotner came from the contractor world before founding CCA in 2005. That background is why we understand what's at stake when a homeowner's roof leaks after your installation, or a production shortfall claim arrives from a commercial customer.

2005

Contractors Choice Agency founded

Josh Cotner opens CCA in Chandler, AZ, after years in the trades — built to insure contractors, specialty operators, and niche construction firms the right way.

10 yrs

Expanded to renewable energy contractors

As solar installation grew across the US, CCA extended its contractor expertise to solar installers — GL, installation floater, and rooftop workers' comp.

Today

Dedicated solar contractor division

Solar Contractor Insurance focuses CCA's expertise on solar contractors specifically — residential, commercial, and utility-scale installation firms.

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Solar contractors and installation firms insured nationwide

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Years placing contractor insurance programs

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Average quote turnaround for solar contractors

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States licensed and writing

What we stand for

Four things we won't compromise on.

Solar-first, always

Josh came from the contractor world before founding the agency. We understand installation floaters, rooftop GL exposure, and what happens when a production shortfall claim arrives without E&O coverage.

Coverage that closes the gaps

Roof penetration leaks, panel theft during installation, production shortfall E&O, rooftop fall workers' comp — we address the risks standard contractor markets miss.

A-rated markets only

We shop carriers with the financial strength and solar contractor experience to be there when a roof damage claim, a theft, or an E&O claim hits.

Honest, no-pressure advice

If you don't need a line of coverage, we'll tell you. We earn trust by being straight about what your solar operation actually requires.

Ready to protect your solar contracting firm?

Get a 15-minute quote from specialists who understand solar contractor coverage — rooftop GL, installation floater, workers' comp, E&O, and umbrella.