Blog & insights

Solar contractor insurance, decoded

Plain-English guides on the coverage that matters for solar contractors — GL, installation floater, rooftop workers' comp, professional liability (E&O), and umbrella.

Solar Contractor GL Insurance: What Standard Policies Miss
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General LiabilityJune 20, 20264 min read

Solar Contractor GL Insurance: What Standard Policies Miss

Standard commercial GL wasn't designed for rooftop solar installation. Here's what solar contractor GL needs to cover — and why the standard form often comes up short.

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Installation Floater4 min read

Solar Installation Floater: The Coverage Every Solar Contractor Needs but Few Have

Solar panels, inverters, and racking aren't covered by GL or commercial auto during installation. The installation floater is the policy that covers your equipment from delivery to energization.

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Workers' Compensation4 min read

Solar Contractor Workers' Comp: Rooftop Hazards and Classification

Rooftop solar installation carries specific fall hazard and electrical exposure. Correct workers' comp classification matters more for solar crews than most contractors realize.

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Professional Liability4 min read

Solar Contractor Professional Liability (E&O): When Customers Sue Over System Performance

Energy production shortfall claims are the most common professional liability exposure for solar contractors. Here's what E&O covers — and why solar contractors who design systems need it.

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Bonds & Surety4 min read

Solar Contractor License Bonds and Performance Bonds: What You Need and Why

Most states require contractor license bonds for solar contractors. Commercial and government solar projects increasingly require performance and payment bonds. Here's how bonding works for solar contractors.

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