Coverage lines

Insurance built line-by-line for solar contractors.

Each policy below addresses a specific solar contractor exposure — from the installation floater that covers panels during installation to the E&O that covers production shortfall claims.

Essential coverage

General Liability Insurance

Third-party bodily injury, property damage, and completed-operations liability for solar contractors — including roof damage, electrical incidents, and post-installation claims.

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Workers' Compensation

Injury coverage for solar installation crews — rooftop falls, electrical burns, and heat-related incidents classified correctly for solar labor class codes.

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Solar Installation Floater

Covers solar panels, inverters, racking, and equipment against theft, damage, and breakage while in transit, in storage, or during installation before the system is energized.

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Commercial Auto Insurance

Coverage for the trucks, vans, and panel-hauling vehicles solar contractors operate on public roads — including hired and non-owned auto for crew vehicles.

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Professional Liability (E&O)

Errors & omissions coverage for solar system design failures, production shortfall claims, grid-tie specification errors, and energy output disputes.

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Commercial Umbrella Insurance

Excess liability above your GL, commercial auto, and employers' liability — for solar contractors whose project contracts require higher combined liability limits.

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Tools & Equipment Insurance

Coverage for portable tools, installation equipment, conduit benders, and specialized solar testing instruments against theft and damage on job sites.

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Contractor Bonds & Surety

Contractor license bonds, performance bonds, payment bonds, and maintenance bonds for solar contractors required by utilities, municipalities, and project owners.

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Not sure which lines you need?

Most solar contractors bundle GL + workers' comp + installation floater + commercial auto into one coordinated program. We'll build the right mix in one call.